Hipoteca is a mortgage. I have not been able to figure out what the root words for hipoteca means, but mortgage means ‘dead pledge.’
Hipoteca is similar to the word used in many other languages.
An English speaker’s perspective
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Hypothecate: means “to pledge without delivery of title or possesion” (Webster’s). Hipoteca looks pretty close. Kinda resembles a “mortgage” I guess. The bank loans the money, owns the mortgage, but the buyer technically owns the house-unless the bank forecloses on the house.
Thanks for your input dant. That is helpful. I look forward to your comments in the future.