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Hipoteca is a mortgage. I have not been able to figure out what the root words for hipoteca means, but mortgage means ‘dead pledge.’

Hipoteca is similar to the word used in many other languages.

  • 1

    Hypothecate: means “to pledge without delivery of title or possesion” (Webster’s). Hipoteca looks pretty close. Kinda resembles a “mortgage” I guess. The bank loans the money, owns the mortgage, but the buyer technically owns the house-unless the bank forecloses on the house.

    dant on April 12th, 2008
  • 2

    Thanks for your input dant. That is helpful. I look forward to your comments in the future.

    David on April 12th, 2008


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